5．Closing/Settlement:
In central Florida, it is customary practice for the seller to assign a closing agent or a title company to handle the closing on the property, and for the seller to pay for the owner’s title insurance policy. You can request to use the closing agent of your choice, but in that case, you will bear the cost of the title insurance policy. Prior to the closing, you need to work closely with your mortgage broker to get your loan approved. You also need to obtain a home insurance policy on the property. On the day of the closing, you will need to review and sign all closing documents in the presence of a notary public, wire closing funds or send a cashier’s check to the closing agent. If a lender is involved, your lender will wire the loan amount to the closing agent. Nowadays, physical attendance is usually not required for a closing to take place. Mail away closing has become the norm, as the seller, the buyer, the closing agent and the subject property are often located in different cities.

5．过户：
在佛罗里达奥兰多地区，习惯上过户手续一般由卖方选择的过户公司办理。您可以要求选择自己信任的过户公司，但这样做买方就要承担本应由卖方承担的购买产权保险费用。您需要做的就是办理贷款申请，购买房屋保险，阅读过户文件，签字，将首付款用电汇或现金支票的形式交到到过户公司。